The City of Carpinteria Workforce Homebuyer Down Payment Loan Program is available to qualified households purchasing homes located within the City of Carpinteria.
HTF finances affordable rental and homeownership housing for low-to-moderate income working families, single parents, farm workers, senior citizens, homeless persons, and other persons with special needs throughout Santa Barbara’s diverse communities
HTF’s geographical service area encompasses the entire County of Santa Barbara, California, including the urban cities of Carpinteria, Santa Barbara, Goleta, Buellton, Solvang, Lompoc, Santa Maria and Guadalupe and the unincorporated rural areas.
n 2018 Santa Barbara County is the sixth least affordable small metropolitan housing market in the nation, according to the National Association of Builders. Our high housing costs have created a severe shortage of affordable housing and a huge ‘affordability gap’ between the cost of housing and what people can afford.